Effective Date: October 7, 2025

Balmer Benefits | Candy Balmer, Licensed Health & Life Agent

This Privacy Policy outlines how Balmer Benefits (“we,” “us,” or “our”) collects, uses, and protects personal information submitted by users through our websites, lead forms, and appointment scheduling tools — including but not limited to those used in Meta (Facebook/Instagram) advertisements.

This policy applies to all personal information collected by or on behalf of Candy Balmer, sole proprietor doing business as Balmer Benefits, a licensed insurance agent.

1. Personal Information We Collect

We may collect personal identification information from Users in the following ways:

- When you fill out a form, request a quote, or schedule an appointment

- Through lead generation ads (e.g., Facebook/Instagram/Meta)

- Via our website or landing pages

This information may include:

- Full name

- Email address

- Phone number

- Zip code or location

- Information about your insurance interests

We only collect this information when it is voluntarily submitted.

2. How We Use Your Information

We may use the information we collect for the following purposes:

- To contact you in response to your inquiry or quote request

- To schedule and confirm appointments

- To provide you with information about insurance products

- To comply with applicable laws and insurance licensing requirements

3. Data Protection Practices

We implement industry-standard safeguards to protect your personal information from unauthorized access, use, or disclosure. While we take these steps, no system is 100% secure, and you share information at your own risk.

4. Sharing of Personal Information

We do not sell, rent, or trade your personal information to third parties. Your information may be shared with:

- Licensed insurance carriers or general agencies for quoting purposes

- Authorized service providers who assist us in contacting you or scheduling appointments

- Government agencies as required by law or regulation

Any third parties we share data with are obligated to maintain its confidentiality and security.

5. Third-Party Tools and Links

Our website or ads may link to external scheduling platforms (e.g., Calendly) or third-party websites. We are not responsible for the content or privacy practices of those third parties. Please review their respective policies.

6. Cookies & Tracking

We do not use cookies or behavioral tracking on our primary website. However, Meta (Facebook/Instagram) and other platforms used for advertising may use cookies or tracking tools. Please review Meta’s privacy policies for more information.

7. Your Rights and Choices

You can:

- Request that we update or delete your information

- Opt out of receiving communications at any time by replying “STOP” or contacting us directly

To request a change, contact us at [email protected] or (229) 412-8585.

8. Updates to This Policy

We may revise this Privacy Policy from time to time. The “Effective Date” at the top of this page indicates when the policy was last updated. We encourage you to check this page periodically.

9. Contacting Us

If you have any questions about this Privacy Policy or your information, you may contact:

Candy Balmer

Balmer Benefits

Licensed Health & Life Insurance Agent

Lake Park, GA, 31636

Email: [email protected]

Phone: (229) 412-8585

By using our website or submitting your information through our forms or ads, you acknowledge and accept the terms of this Privacy Policy.